Policy Research

vaccine safety and trust

AFFORDABLE CARE ACT

About Half of Adults with ACA Marketplace Coverage are Small Business Owners, Employees, or Self-Employed

About Half of Adults with ACA Marketplace Coverage are Small Business Owners, Employees, or Self-Employed

This analysis estimates that 48% of adults under age 65 with individual market coverage are either employed by a small business with fewer than 25 workers, self-employed entrepreneurs, or small business owners. Because the vast majority of this coverage is purchased through the Affordable Care Act Marketplaces, changes to the ACA, including the expiration of the enhanced premium tax credits at the end of this year, would have significant implications for what small business owners and workers spend on their health care.

2025 budget reconciliation law

Map shows the percentage point increase in the uninsured population due to the budget reconciliation package based on CBO estimates, by state. An Additional 10M People Nationwide Could be Uninsured in 2034 Due to the Budget Reconciliation Law

How the Law Will Affect the Uninsured Rate: State by State Analysis

This analysis apportions the increase in the number of uninsured across the 50 states and DC. CBO estimates that the reconciliation law will increase the number of uninsured by 10M in 2034 and rise to over 14M if enhanced premium tax credits for ACA Marketplace enrollees expire later this year.

Explore KFF’s health care provisions overview, plus their effective dates.

featured

A comprehensive guide covering fundamental aspects of U.S. health policy.

An annual survey of employers detailing trends in employer-sponsored health coverage.

An information hub dedicated to monitoring and assessing the U.S. health system’s performance.

A database with more than 800 up-to-date, state-level health indicators that can be mapped, ranked and downloaded.